- Handle the claim on your own, which means dealing with the insurance adjuster yourself; or
- Hire a car accident lawyer who will handle everything for you, and who is experienced dealing with claims adjusters.
There are a few things to consider when trying to decide if you want to hire a personal injury lawyer:
First, Were you injured?
If you were not injured and did not need medical attention, then you can handle a property damage claim on your own.
If you suffered only minor injuries, like soreness, and the pain went away after a couple of days then you may be able to take care of the claim yourself. You can submit your medical records and bills to the insurance company and try to negotiate a settlement on your own.
If you had more serious injuries, such as cuts & bruises, whiplash, broken bones, a head injury, etc., or any injuries that require follow-up treatment, then your claim is likely going to be worth more and you probably want to reach out to an injury lawyer to ensure that you get full and fair compensation.
Second, Do you have medical bills or lost wages?
If you only went to the doctor once and have minimal medical costs, then you may be able to handle the claim on your own.
If your medical bills are adding up, you should probably contact a lawyer. Medical bills can pile up quickly, even if you have health insurance. Doctors and hospitals will often work out a payment plan if you are unable to pay your bills, and they are usually understanding of the fact that you were injured through no fault of your own and are awaiting the outcome of a personal injury settlement. If they are not willing to work with you, your attorney may have options available to protect your credit and prevent you from being harassed by creditors.
Third, How comfortable are you dealing with insurance adjusters and negotiating a settlement?
Once you hire a lawyer, insurance adjusters will stop calling you for information and will call your lawyer instead. Insurance adjusters are well trained in negotiating and will try to settle your case for a little as possible. An experienced car accident lawyer understands adjusters’ tactics, knows what a case like yours should be worth, and will negotiate to get you full and fair compensation for your injuries.
At Gautreaux Law, we take the burden off you. We look out for your best interests and work to get you maximum compensation for your injuries. We keep you fully informed throughout the entire process and never settle your case without your approval.
Still not sure if you should hire a lawyer? Contact us for a free evaluation and consultation. We look at the facts and only take a case if we think we can get you more money than you would otherwise be able to obtain yourself. Call today 478-238-9758 or 888-876-6935.