Keep in mind that this information applies if you were injured in a car wreck due to someone else’s carelessness. If there were no injuries, and the only damage was property damage to the vehicle, then you may be able to handle the claim on your own, and you won’t need to hire an attorney for a car accident. However, if anyone suffered injury, then these are the reasons a lawyer can help.
1) The insurance company won’t offer you what your claim is worth.
Insurance companies have teams of lawyers and adjusters who will review your claim to determine its value. They will sometimes offer an amount that doesn’t fully cover the cost of your medical treatment. They may sometimes offer an amount that you think seems fair but bars you from recovering for any future medical treatment you may need. And sometimes, they may try to obtain a statement from you and ask questions that will get you to admit fault, or partial fault, allowing them to deny your claim completely. Hiring a lawyer to deal with the insurance companies will level the playing field, thereby increasing the likelihood that you will get full and fair compensation for your injuries.
2) There are time limits.
Individuals injured in an auto accident should hire a lawyer as soon as possible so as not to miss the deadline for recovering financial compensation. In Georgia, there is generally a two-year statute of limitations for car wreck cases, which means that an injured person has two years from the date of the accident to file a lawsuit. But the Statute of Limitations can vary from case to case, depending on the specifics, such as the age of the person who was injured, and any other “tolling” events. And there are lots of other deadlines too, such as notification deadlines for UM insurance coverage, ante-litem notice deadlines, and possibly others depending on the circumstances of the case.
It’s important to get help right away because 1) the longer a person waits to seek legal help, the greater the likelihood that evidence can be lost or witnesses forgotten; 2) the greater the possibility that a lawyer won’t take the case because there isn’t enough time to investigate it; and 3) the increased likelihood that a person will do something to harm their case, such as giving a recorded statement, without representation, to the insurance company.
3) Lawyers have the resources needed to investigate a claim.
An injured person should hire an attorney for a car accident because a good personal injury lawyer will know how to preserve evidence, interview witnesses, locate and coordinate insurance coverages, (i.e., uninsured motorists, medical payments, liability, and collision) and negotiate with health insurance companies about reimbursement.
As you can see, even in a simple auto wreck case, there are many different things happening at the same time. Experienced accident attorneys are able to juggle the many different things that simultaneously arise. Instead of taking on that burden yourself, hiring an attorney for a car accident claim allows you to focus on what’s most important – getting better. At Gautreaux Law, we practice personal injury law exclusively. Contact us today and we’ll speak with you for free about your auto accident injury case. Our firm has the experience, dedication, drive, and resources to get you maximum recovery for your case. We work on a contingency fee basis so we won’t charge fees unless we recover money for you.